Settle › How it works (video)

Video · 20 seconds

How Settle works

Four steps, from the driveway to paid.

Published November 4, 2026 · by Settle

A 20-second animated ad: a cartoon worker dances through Settle's screens to the chant "Say it. Send it. Get paid." The job and prices are examples. Music and sound effects, no voice.
Quick answer

You tap the mic and describe the job. Settle writes a priced, line-by-line estimate using your own prices and marks any price it had to guess with an orange dot. You text it from your own phone; the customer opens a link, and you see when they view and approve it. The approved estimate becomes the invoice, and the customer pays by card, Apple Pay or bank to your own Stripe account. Settle takes no cut.

Transcript

The video has no voice. This is the on-screen text, in order.

  1. "Invoices suck." A worker buried in paper.
  2. "Say it. Send it. Get paid. Settle!" The chant, one word per beat.
  3. Say it: "Talk. Describe the job." On the phone: "Water heater swap, flex lines, drip pan."
  4. "It writes the estimate with your prices." Labor $750, a 40-gallon gas water heater $1,100, flex lines $25 and a drip pan $65, for $1,940. The drip pan has an orange dot because Settle guessed that price, so you check it.
  5. Send it: "Text it from your phone." The customer gets "Your estimate: $1,940. Tap to approve," and you see Viewed, then Approved.
  6. Get paid: "They pay from the link." The $1,940 invoice is paid with Apple Pay, straight to your own Stripe account, with no cut to Settle.
  7. The chant again, then a dance break.
  8. "Settle. Say it. Send it. Get paid. The free estimate & invoice app for iPhone." Download on the App Store.

What the video doesn't show

  • Settle can also draft from up to 3 photos plus what you say.
  • Every price and line is editable before you send.
  • Stripe sets payout timing: a new account's first payout typically takes 7 to 14 days.
  • Settle is iPhone only, with no scheduling or crew features. See pricing for what's free and what Pro adds.

Try it on your next job.

Free on iPhone. Unlimited estimates and invoices. 7 days of Pro to try the voice drafts, and you cancel in two taps.

Download on the App Store

iPhone, iOS 17 or later. Questions? Text Nina: (818) 945-9686