Settle vs. Bookipi
A Bookipi alternative for solo contractors
What Bookipi costs, where it caps you, and when it is the better pick. Prices checked November 4, 2026.
Bookipi is an invoicing app with estimates, eSignatures, an appointment scheduler, recurring invoices and AI add-ons, on the web and mobile. Settle is a free iPhone app for solo contractors with no cap on estimates or invoices, where payments go to your own Stripe account. Choose Settle if you work alone on an iPhone. Stay with Bookipi if you want to work from a computer as well as your phone.
Side by side
| Settle | Bookipi | |
|---|---|---|
| Unlimited estimates and invoices | Free: $0, no document limit | Starter, $9.99 a month or $7.60 a month billed annually ($91.20 a year) |
| Limits on lower plans | None on any plan. AI drafts: 3 free, then Pro | Free plan: 3 invoices a month, counting estimates and quotes, resetting every 30 days |
| Free plan | Yes | Yes, 3 documents a month |
| Card payment fee | Stripe's standard 2.9% + 30¢ paid to Stripe; Settle adds nothing | Bookipi's fee page lists 2.9% + 30¢ for US Visa and Mastercard through BookiPay, or 3.4% + 30¢ through Stripe |
| Payouts | Paid straight to your own Stripe account. Stripe sets payout timing and runs its own risk checks; Settle never holds the money | Card payments through BookiPay (a ProPay partnership) or Stripe, at the rates on Bookipi's fee page |
| Scheduling and dispatch | No | Yes, an appointment scheduler on every plan |
| Platforms | iPhone only | Web, iPhone, Android |
From each company's public pages, checked November 4, 2026. Confirm on Bookipi's page before you buy.
Why contractors look for a Bookipi alternative
The free plan stops at 3 documents a month
Bookipi's pricing page caps the free plan at 3 invoices a month, and estimates and quotes count toward it. A contractor who sends a few estimates a week runs out in days. Settle's free plan has no cap on estimates or invoices.
Source: Bookipi pricing
Card rates depend on the processor you pick
Bookipi's fee page lists 2.9% + 30¢ for US Visa and Mastercard through BookiPay, 4.25% + 30¢ for Amex and international cards, and 3.4% + 30¢ through Stripe. Settle uses Stripe's standard 2.9% + 30¢ and adds nothing.
Source: Bookipi card fees by country
You type every line
Bookipi builds documents from templates you fill in, with AI for proposals and contracts. Settle drafts the estimate itself from what you say on site, using your own past prices.
Source: Bookipi pricing
When Bookipi is the better choice
- You want to work from a computer as well as your phone. Bookipi has a web app; Settle is iPhone only.
- You want eSignatures, an appointment scheduler or recurring invoices today.
- You send fewer than three documents a month and want it free.
When Settle is not the right app
We would rather you know before you download:
- iPhone only. There is no Android app and no web app.
- No scheduling, dispatching, GPS or time tracking.
- No QuickBooks sync. You can export everything to CSV.
- One user per account. No crew or team logins.
- Documents live on your phone. There is no sync between devices yet.
- English only for now.
- A new app from a small team. Most of the apps it competes with have been around for years.
How to switch from Bookipi
Subscriptions bought in the iPhone app are cancelled through Apple; web subscriptions from your Bookipi account. We didn't find a data-export statement on the pricing page, so save PDFs of the documents you need before you cancel.
There is nothing to import into Settle. Open the app, tap the orange button, and describe your next job. Your own prices are remembered from what you send, so your old price list doesn't need to come along.
Questions
Is Settle a good alternative to Bookipi?
Settle is a good alternative to Bookipi if you work alone, use an iPhone, and want no cap on how many estimates and invoices you send. It is not a replacement if you need scheduling, dispatch, a crew login, QuickBooks sync, or an Android or web app.
How much does Bookipi cost compared to Settle?
Bookipi: Starter, $9.99 a month or $7.60 a month billed annually ($91.20 a year). Cheapest plan: Free plan, 3 documents a month. Free plan: 3 invoices a month, counting estimates and quotes, resetting every 30 days. Settle's free plan sends unlimited estimates and invoices; Settle Pro is $19.99 a month or $149.99 a year and adds unlimited AI-written drafts. Prices checked November 4, 2026.
Can I export my data from Bookipi before I switch?
Subscriptions bought in the iPhone app are cancelled through Apple; web subscriptions from your Bookipi account. We didn't find a data-export statement on the pricing page, so save PDFs of the documents you need before you cancel.
Does Settle hold my money?
No. Customers pay through a link, and the payment goes to a Stripe account in your own name. Settle takes no cut and is never in the money path. Stripe sets payout timing and still runs its own identity and risk checks, as it does for any business.
Sources
Try Settle alongside Bookipi.
Free on iPhone. Unlimited estimates and invoices. 7 days of Pro to try the voice drafts, and you cancel in two taps.
Download on the App StoreiPhone, iOS 17 or later. Questions? Text Nina: (818) 945-9686