QuoteIQ Alternative (2026): Settle vs. QuoteIQ

What QuoteIQ costs, where it caps you, and when it is the better pick. Prices checked November 3, 2026.

Quick answer

QuoteIQ is a field-service platform with estimates, invoices, scheduling, an AI estimator that works from photos and voice, map measuring, and a virtual call team, from one user up to 20. Settle is a free iPhone app for solo contractors with no cap on estimates or invoices, where payments go to your own Stripe account. Choose Settle if you work alone on an iPhone. Stay with QuoteIQ if you want AI estimates tied to a catalog and map measuring.

Side by side

	Settle	QuoteIQ
Unlimited estimates and invoices	Free: $0, no document limit	Essentials, $29.99 a month month-to-month, or $25 a month billed annually ($299.99 a year), one user
Limits on lower plans	None on any plan. AI drafts: 3 free, then Pro	No document limit listed; AI estimates use a monthly allowance of 500 "IQ Credits" on Essentials
Free plan	Yes	No. 14-day free trial with a card required
Card payment fee	Stripe's standard 2.9% + 30¢ paid to Stripe; Settle adds nothing	Not listed. QuoteIQ says card and ACH payments run through your own Stripe or Whop account at that provider's rates
Payouts	Paid straight to your own Stripe account. Stripe sets payout timing and runs its own risk checks; Settle never holds the money	Customer payments run through your own Stripe or Whop account; QuoteIQ's pricing page says processing charges and payout timing follow that provider's settings and are separate from the subscription
Scheduling and dispatch	No	Yes, on every plan, with a calendar
Platforms	iPhone only	iPhone, Android, web

From each company's public pages, checked November 3, 2026. Confirm on QuoteIQ's page before you buy.

Why contractors look for a QuoteIQ alternative

There is no free plan, and the trial needs a card

QuoteIQ's 2026 pricing article lists Essentials at $29.99 a month ($299.99 a year) for one user, with a 14-day trial that requires a credit or debit card and no free tier. Settle's free plan sends unlimited estimates and invoices and takes payments with no card on file.

Source: QuoteIQ pricing plans 2026

AI estimates are metered by credits

Every QuoteIQ plan includes the AI Estimator, but each AI estimate spends IQ Credits: 500 a month on Essentials, 250 during the trial. Settle Pro's AI drafts are unlimited; the free plan includes three to try the voice feature, and manual estimates and invoices are never metered.

Source: QuoteIQ pricing plans 2026

It is a full platform, priced like one

Essentials bundles scheduling, a calendar, an AI virtual call team and customer financing, and the plans above it add map measuring, a camera tool, expense tracking and more users at $25 each. If all you need is to quote a job and get paid, you are paying for the rest. Settle only does estimates, invoices and payments.

Source: QuoteIQ pricing

When QuoteIQ is the better choice

You want AI estimates tied to a catalog and map measuring. QuoteIQ's AI Estimator works against your catalog; Settle drafts from speech or up to 3 photos and your own past prices, with no measuring tool.
You want scheduling, a calendar, map measuring or a virtual call team. Settle has none.
You have a crew. QuoteIQ's plans go up to 20 users plus $25 per extra user. Settle is one user.
You want Android or a web app. Settle is iPhone only.

When Settle is not the right app

We would rather you know before you download:

iPhone only. There is no Android app and no web app.
No scheduling, dispatching, GPS or time tracking.
No QuickBooks sync. You can export everything to CSV.
One user per account. No crew or team logins.
Documents live on your phone. There is no sync between devices yet.
English only for now.
A new app from a small team. Most of the apps it competes with have been around for years.

How to switch from QuoteIQ

QuoteIQ's pricing article says plans are month to month with no contracts or cancellation fees, you keep access through the end of the billing period, and the cancel flow offers a 30, 60 or 90 day seasonal pause. We did not find a data-export statement on the pages we checked; download what you need before you cancel.

There is nothing to import into Settle. Open the app, tap the orange button, and describe your next job. Your own prices are remembered from what you send, so your old price list doesn't need to come along.

Questions

Is Settle a good alternative to QuoteIQ?

Settle is a good alternative to QuoteIQ if you work alone, use an iPhone, and want no cap on how many estimates and invoices you send. It is not a replacement if you need scheduling, dispatch, a crew login, QuickBooks sync, or an Android or web app.

How much does QuoteIQ cost compared to Settle?

QuoteIQ: Essentials, $29.99 a month month-to-month, or $25 a month billed annually ($299.99 a year), one user. Cheapest plan: Essentials, one user. No document limit listed; AI estimates use a monthly allowance of 500 "IQ Credits" on Essentials. Settle's free plan sends unlimited estimates and invoices; Settle Pro is $19.99 a month or $149.99 a year and adds unlimited AI-written drafts. Prices checked November 3, 2026.

Can I export my data from QuoteIQ before I switch?

Does Settle hold my money?

No. Customers pay through a link, and the payment goes to a Stripe account in your own name. Settle takes no cut and is never in the money path. Stripe sets payout timing and still runs its own identity and risk checks, as it does for any business.

Sources

Try Settle alongside QuoteIQ.

Free on iPhone. Unlimited estimates and invoices. 7 days of Pro to try the voice drafts, and you cancel in two taps.

Download on the App Store

iPhone, iOS 17 or later. Questions? Text Nina: (818) 945-9686

A QuoteIQ alternative for solo contractors