Invoice Simple Alternative (2026): Settle vs. Invoice Simple

What Invoice Simple costs, where it caps you, and when it is the better pick. Prices checked October 27, 2026.

Quick answer

Invoice Simple is an invoice and estimate app that sells plans by how many invoices you send a month. Settle is a free iPhone app for solo contractors with no cap on estimates or invoices, where payments go to your own Stripe account. Choose Settle if you work alone on an iPhone. Stay with Invoice Simple if you send only a handful of invoices a month and the $6.99 plan fits.

Side by side

	Settle	Invoice Simple
Unlimited estimates and invoices	Free: $0, no document limit	Premium, $21.99 a month or $219.99 a year
Limits on lower plans	None on any plan. AI drafts: 3 free, then Pro	Essentials allows 3 invoices a month; unlimited starts at Premium
Free plan	Yes	Not listed on the pricing page
Card payment fee	Stripe's standard 2.9% + 30¢ paid to Stripe; Settle adds nothing	Not listed on the pricing page
Payouts	Paid straight to your own Stripe account. Stripe sets payout timing and runs its own risk checks; Settle never holds the money	Payment terms are on Invoice Simple's payments policy page
Scheduling and dispatch	No	No
Platforms	iPhone only	iPhone, Android, web

From each company's public pages, checked October 27, 2026. Confirm on Invoice Simple's page before you buy.

Why contractors look for a Invoice Simple alternative

You pay by how many invoices you send

Invoice Simple's plans are priced by invoice count: 3 a month on Essentials, unlimited only on Premium at $21.99 a month. Signatures and deposits are Premium features. Settle has no cap on estimates or invoices, on any plan.

"$6.99 plan allows only 3 invoices."Invoice Simple reviewer, App Store

Source: Invoice Simple pricing

Plan changes and billing complaints

The Better Business Bureau's complaint page for Invoice Simple includes complaints about plan changes and billing. Invoice Simple's terms say fees are non-cancelable and non-refundable for the term. Settle's subscription is billed by Apple: you cancel in your iPhone settings, and refunds follow Apple's policy.

Source: BBB complaints for Invoice Simple

A bid lost when the phone rings

A recurring complaint from contractors: an unsaved estimate vanishes when a call comes in. Settle saves every change the moment you make it, and there is no Save button.

"Lost an unsaved bid when a call came in."Invoice Simple reviewer, App Store

When Invoice Simple is the better choice

You send only a handful of invoices a month and the $6.99 plan fits.
You want a web app and an Android app as well as iPhone.
You want your records kept in the cloud. Invoice Simple's help center says your records stay in the cloud after you cancel; Settle keeps documents on your phone.

When Settle is not the right app

We would rather you know before you download:

iPhone only. There is no Android app and no web app.
No scheduling, dispatching, GPS or time tracking.
No QuickBooks sync. You can export everything to CSV.
One user per account. No crew or team logins.
Documents live on your phone. There is no sync between devices yet.
English only for now.
A new app from a small team. Most of the apps it competes with have been around for years.

How to switch from Invoice Simple

Invoice Simple's help center says to cancel from Settings after logging in on the web, or through Apple or Google if you subscribed there. Its invoice export lets you pick a date range and a file format.

There is nothing to import into Settle. Open the app, tap the orange button, and describe your next job. Your own prices are remembered from what you send, so your old price list doesn't need to come along.

Questions

Is Settle a good alternative to Invoice Simple?

Settle is a good alternative to Invoice Simple if you work alone, use an iPhone, and want no cap on how many estimates and invoices you send. It is not a replacement if you need scheduling, dispatch, a crew login, QuickBooks sync, or an Android or web app.

How much does Invoice Simple cost compared to Settle?

Invoice Simple: Premium, $21.99 a month or $219.99 a year. Cheapest plan: Essentials, $6.99 a month or $69.99 a year. Essentials allows 3 invoices a month; unlimited starts at Premium. Settle's free plan sends unlimited estimates and invoices; Settle Pro is $19.99 a month or $149.99 a year and adds unlimited AI-written drafts. Prices checked October 27, 2026.

Can I export my data from Invoice Simple before I switch?

Does Settle hold my money?

No. Customers pay through a link, and the payment goes to a Stripe account in your own name. Settle takes no cut and is never in the money path. Stripe sets payout timing and still runs its own identity and risk checks, as it does for any business.

Sources

Try Settle alongside Invoice Simple.

Free on iPhone. Unlimited estimates and invoices. 7 days of Pro to try the voice drafts, and you cancel in two taps.

Download on the App Store

iPhone, iOS 17 or later. Questions? Text Nina: (818) 945-9686

A Invoice Simple alternative for solo contractors