Settle pricing

Free and Pro

Pro is billed by Apple through the App Store. The only thing Settle limits on the free plan is how many AI drafts you can generate. Sending, viewing and exporting are never limited.

What payments cost

When your customer pays an invoice by card, Stripe charges its standard rate of 2.9% + 30¢. For a bank transfer, Stripe's rate is 0.8% with a $5 maximum. That money goes to Stripe, not to Settle. Settle takes no cut of your payments.

The payment lands in a Stripe account in your own name, and you see it in your own Stripe dashboard. Stripe sets your payout schedule and runs its own identity checks, as it does for any business, so a new Stripe account usually waits several days for its first payout. See why invoice apps hold your money for how that differs from apps that process payments inside their own system.

How the price compares

To send unlimited estimates and invoices, Settle is $0. Joist's cheapest unlimited plan is $17 a month, Invoice Simple's is $21.99 a month, Jobber's starts at $29 a month billed annually ($49 month-to-month), and Housecall Pro's starts at $59 a month billed annually. If you want AI drafts, Settle Pro is $19.99 a month. Joist's entry plan, Basics, has a 5-documents-a-month cap, and Invoice Simple's cheaper plans cap you at 3 or 10 invoices a month. Prices checked October 27, 2026; see the full comparison with sources.

What we promise about price

• No cap on how many estimates or invoices you send, on any plan.
• We won't raise your price after you've signed up.
• No phone call to cancel. You cancel in your iPhone settings.
• Your records stay yours. Export everything to CSV, paying or not.

Pricing questions

Is Settle really free?

Yes. The free plan has no limit on estimates or invoices and includes sending by text, email and PDF, getting paid to your own Stripe account, and exporting everything. It includes 3 AI-written drafts. Pro is for people who want unlimited AI drafts.

How much does Settle Pro cost?

Settle Pro is $19.99 a month or $149.99 a year, with a 7-day free trial. It is billed by Apple through the App Store.

Does Settle take a percentage of my payments?

No. Customers pay through a link and the money goes to your own Stripe account. You pay Stripe's standard rate (2.9% + 30¢ for cards) to Stripe. Settle adds no fee.

How do I cancel Settle Pro?

Open Settings on your iPhone, tap your name, then Subscriptions, then Settle, and choose Cancel. There is no phone call and no form. Your estimates, invoices and exports stay on your phone.

What happens to my documents if I stop paying?

Nothing. They stay on your phone, and the export button keeps working on the free plan. You can still write and send estimates and invoices by hand; you only lose unlimited AI drafts.

Keep reading

• Best invoice apps for contractors, compared
• FAQ
• Why invoice apps hold your money

Try Settle on your next job.

Free on iPhone. Unlimited estimates and invoices. 7 days of Pro to try the voice drafts, and you cancel in two taps.

Download on the App Store

iPhone, iOS 17 or later. Questions? Text Nina: (818) 945-9686