Free tool · Getting paid
Contractor deposit limit calculator
Four states, four rules. Put in the price and get the most you can ask for before work starts.
The calculator applies the rules in our deposit guide, taken from each state's contractor board or statute and checked November 4, 2026. It covers home improvement contracts in California, Maryland and Massachusetts and residential pool and spa contracts in Nevada. It isn't legal advice.
Sources
- California CSLB: What is a contract?
- Maryland Code, Business Regulation § 8-617
- Massachusetts General Laws c. 142A § 2
- Maine Revised Statutes, Title 10 § 1487
- Pennsylvania Home Improvement Consumer Protection Act
- Florida Statutes § 489.126
- Nevada State Contractors Board: Taking the Plunge
What is the maximum down payment for a contractor in California?
$1,000 or 10% of the contract price, whichever is less, for home improvement and swimming pool contracts.
How much deposit can a contractor take in Massachusetts?
One-third of the contract price, or the actual cost of special-order or custom materials ordered before work starts, whichever is greater.
Does this calculator cover every state?
No. It covers the four rules in our deposit guide. Other states and some cities have their own rules.
Show the deposit on your next estimate.
Free on iPhone. Unlimited estimates and invoices. 7 days of Pro to try the voice drafts, and you cancel in two taps.
Download on the App StoreiPhone, iOS 17 or later. Questions? Text Nina: (818) 945-9686